United Healthcare Dentist McKinney
Learn More About the Benefits of United Healthcare
Do you have a dental insurance plan from United Healthcare (UHC)? If so, you can count yourself fortunate. Your plan may give you access to low-cost preventive care. Moreover, it might greatly reduce the financial strain of those times when your smile needs a bit of restorative work. Certainly, you should seek to use your plan to the full! But how can you do that? As an in-network United Healthcare dentist in McKinney, our team is here to assist you.
United Healthcare Coverage Availability & Fees
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United Healthcare offers several different dental plans, each of which is unique in the scope of the coverage it offers. We encourage you to look at your plan details to get a sense of how it applies to various treatments.
In the meantime, here is some general information about UHC dental insurance plans:
- Preventive care is often 100% covered. This typically includes cleanings, exams, and routine X-rays.
- Minor services, such as fillings, may be up to 80% covered, though 35 – 50% coverage is more common.
- Major services may be up to 50% covered, though some plans offer 40% coverage or less. Things like crowns, dentures, and root canal therapy often fall into this category.
Keep in mind that your plan may also include a waiting period before you are eligible for certain benefits. An annual maximum is another common stipulation; it is the highest dollar amount that UHC will pay for approved services within a calendar year.
Because we are in-network with UHC, we have a contract that manages fees. Therefore, you can expect to get greater value out of your maximum when you visit us (rather than an out-of-network provider). In some cases, we can even spread out major treatments between calendar years to allow for the use of two annual maximums rather than just one.
Meet Hillary
The entire team at Archway Dental wants to see you get the most out of your UHC plan, but Hilary is the one who takes the lead in that area. As our Front Desk Receptionist and Treatment Coordinator, she is used to dealing with the ins and outs of dental insurance.
She will be happy to assist you with:
- Verifying your benefits and learning how they apply to different treatments.
- Acquiring preauthorization for major services.
- Filing claims with United Healthcare.
- Following up with UHC when necessary to make sure you get the benefits you are entitled to.
Would you like to learn more about how Hilary and our team can help you maximize your dental insurance benefits? Get in touch with our McKinney office today!